Balance

Balance, headquartered in San Francisco, California, operates within the fintech industry, focusing specifically on the payments sub-industry. Founded as part of the Y-Combinator S20 batch, the company has grown to a team of 70 employees. Balance has raised funding from notable investors such as Lightspeed, Stripe, and Max Levchin. The company offers innovative B2B payments solutions, including the first business checkout that allows business customers to select their preferred payment method and timing, while sellers receive funds instantly. Balance serves a diverse clientele including market-leading merchants, distributors, and brands across the B2B supply chain. It is trusted by prominent B2B trade platforms. The company’s product suite covers the entire transaction lifecycle from pre-purchase to post-purchase, including buyer and vendor onboarding, KYB, AP set-up, digital credit application, and instant credit decision. Balance also supports net terms financing, bank payments, L2/L3 credit card processing, and invoicing, along with dynamic invoice adjustments and multi-vendor transactions. Additionally, it facilitates collections, cash application, and global payouts. Balance integrates with existing software or platforms to enhance B2B growth across various channels and partners with global enterprises to expand their sales channels. The company also offers educational resources such as webinars with industry experts, and provides guides, blogs, and case studies to assist businesses in developing effective payment strategies. Balance promotes a digital transformation across multiple roles including finance teams, ecommerce managers, and business leaders, emphasizing an ecosystem-first approach to foster B2B growth.