BharatX

Services

BharatX offers Credit-as-a-Feature for brands, allowing quick launches in under 5 minutes. Their services include providing White-Labelled Pay Later and Instant Credit-Line options, which enable brands to increase orders and sales by up to 15%. They offer integration with major payment gateways for instant setup and customization of credit products via a No-Code platform. Additionally, BharatX supports Pay in 3, Pay Later, Khata, Try and Buy, and Postpaid credit options.

Products

BharatX provides various credit products, such as Pay in 3, Pay Later, Khata, Try and Buy, and Postpaid options. With their White-Labelled solutions, brands can retain their identity while offering flexible payment options. BharatX features include T+1 settlements for quick monetary transfers and zero credit risk to merchants. Their No-Code platform allows for the easy design and customization of credit products, enhancing customer engagement and satisfaction.

Integration and Technology

BharatX supports integration with popular e-commerce platforms like Shopify through simple plugins or APIs. The integration process is efficient and can be completed in just 2 hours. Their platform offers a single OTP sign-up journey with no documentation uploads required, making it user-friendly. With high approval rates and documentation-free flows, BharatX ensures a seamless experience for both merchants and customers.

Y-Combinator W22 Batch

BharatX is a part of the Y-Combinator W22 batch, which is a significant milestone. Y-Combinator is known for nurturing and funding innovative startups, and being a part of this batch highlights BharatX's potential and credibility in the fintech industry. This association provides BharatX with access to a network of mentors, investors, and industry experts.

Company History

BharatX is based in Bengaluru, Karnataka, India, and it serves regions in India and South Asia. The company has a team size of nine members focused on providing fintech solutions within the credit and lending sub-industry. By offering customized and easily integrated credit products, BharatX aims to help brands improve their sales and customer satisfaction. With a track record of successful partnerships, the company's offerings have led to notable increases in customer satisfaction and sales for their clients.

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