FinMkt

FinMkt offers a robust loan origination system that includes automated decisioning, underwriting, and monitoring. The company provides a merchant marketplace and payment solutions, alongside a suite of SaaS offerings such as a white-label platform, waterfall technology, payment platform, and an aggregated portal. FinMkt supports consumer financing options including point of sale financing, home improvement financing, healthcare and dental financing, and a personal loan marketplace. Their technology powers consumer lending, point of sale financing, and payment solutions for lenders and enterprise partners of all sizes, with API-driven embedded solutions that offer turnkey and customized SaaS options. The platform supports payments by credit card, check, ACH, and tap-to-pay without requiring additional hardware. FinMkt’s CRM solutions can be customized within their platform or integrated with existing CRMs, allowing seamless customization and integration for banks, credit unions, alternative lenders, OEMs, and merchants. Recognized for its innovative embedded point of sale financing solutions and positive workplace culture, FinMkt also offers a multi-lender personal loan marketplace connecting borrowers to top online lending partners. Their point of sale financing platform provides real-time financing offers for customers across the credit spectrum, while the home improvement financing platform offers customizable functionality for both nationally recognized brands and local companies. The healthcare and dental financing platform provides affordable solutions for patients across the full credit spectrum. FinMkt’s payment platform supports multiple payment types without requiring additional hardware, and their aggregated portal allows businesses to manage all financial operations from one platform. The waterfall technology flows through a customized sequence of lenders and plans with one universal application, and the white-label platform allows businesses to offer customized consumer lending, point of sale financing, and payment solutions under their own brand. FinMkt’s automated decisioning engine minimizes risk while reducing production time and costs. Their merchant underwriting includes comprehensive checks such as background checks, bank account verification, licensing, reputational and online history, liens, and legal history. The platform supports any number of business locations and can be managed from one portal, with the ability to control permission levels to restrict data and functionality access. FinMkt’s platform supports all loan types, including traditional installment loans, lines of credit, and promotional offers.