BANKINGSTACK

BANKINGSTACK provides a modern, cloud-native fintech OS designed for banks and financial institutions. It offers digital banking solutions tailored for niche segments including SMEs, startups, D2C businesses, and freelancers. As part of Open Financial Technologies, which supports 2.7 million businesses, BANKINGSTACK is backed by investments from major internet, payment, private equity, and venture capital firms. The company has over 14 global banking clients and has processed $30 billion in transactions. BANKINGSTACK’s SME Banking solutions encompass bookkeeping, payments & collections, revenue-based lending, and cards & expense management. Its Consumer Banking solutions include account aggregation, goal-based savings, split pay, and physical & virtual cards. The company also offers Embedded Finance solutions with DIY screens, DIY widgets, and an API platform. Additional offerings include a health savings account for a health risk profiling platform, supply chain finance for pharma merchants, and a neobank solution for residential societies. BANKINGSTACK provides a savings account for teens through a skill-building platform and a digital savings account with features like term deposits and systematic deposits. Personal finance management tools offered include micro & goal-based savings, spend analytics, and subscription management. The company also provides payment solutions such as contactless payments, cross-border payments, UPI, and split pay, along with physical and virtual debit cards integrated with spend insights. Solutions for young professionals and college students include account aggregation, goal-based savings, spend analytics, virtual debit cards, and micro savings. BANKINGSTACK has also published a report on MSME digital banking in Southeast Asia, highlighting growth opportunities and market trends.