Decentro

Company Overview

Decentro is a B2B company specializing in full-stack banking integrations. With locations in Bengaluru, Delhi, and Singapore, the company serves a broad range of regions, including India, Singapore, South Asia, and Southeast Asia. Decentro's team of 60 experts focuses on engineering, product, and design to provide robust Banking-as-a-Service platforms. The company is part of Y-Combinator's S20 batch and processes $3 billion annually through over 200 million API transactions.

Services

Decentro offers a comprehensive suite of banking solutions through APIs and SDKs. Their services include payment collections and settlements, virtual account management, UPI collections, recurring payments, instant payouts, escrow accounts, and ledger management. The platform also provides resources for UPI APIs, credit bureau checks, penny drop verification, UPI ID verification, bank account validation, bulk payouts, DigiLocker, PAN verification, autopay, Aadhaar verification, GST APIs, eNACH, CKYC APIs, digital lending solutions, and debt collection software.

Key Customers and Partnerships

Decentro is trusted by over 800 businesses globally to expedite the launch of fintech products by 10X. Notable clients include Newtap Finance, CashE, Ninjacart, MoneyTap, and AU Small Finance Bank. The company is backed by significant investors like Y-Combinator, Rapyd Ventures, and Soma Capital, adding further credibility to its offerings.

Awards and Recognitions

Decentro has received multiple awards and recognitions from reputable organizations such as ASSOCHAM, KCCI, IFTA 2022, and Visa. These accolades highlight the company's commitment to innovation and excellence in the financial technology sector.

Regions of Operation

Decentro operates mainly in India and Singapore, extending its services across South Asia and Southeast Asia. The company supports remote and partly remote working models, accommodating a diverse range of business needs and regional demands.

Report inaccurate information

Companies similar to Decentro

M2P Fintech offers a wide range of financial services and custom APIs, serving over 1200 fintechs, banks, and businesses across 20 markets with products including prepaid cards, cross-border payments, and core banking systems.

Rupifi offers B2B credit and checkout solutions, serving over 150,000 SMEs across India with flexible payment terms and advanced analytics.

BANKINGSTACK offers a modern, cloud-native fintech OS for banks and financial institutions, providing digital banking solutions for niche segments such as SMEs, startups, and freelancers.

Unit is a company that provides embedded finance solutions, enabling businesses to integrate banking and lending services into their platforms, supporting over 1 million users and processing more than $4 billion annually.

Perfios Software Solutions Pvt offers a wide range of financial technology solutions, including data aggregation, analytics, and specialized platforms for consumer and SME lending, wealth management, and embedded finance.

FinBox is a company that provides a comprehensive digital credit infrastructure and risk intelligence suite to facilitate the creation and expansion of modern credit products.

Cashfree Payments, based in Bengaluru, India, is a fintech company specializing in payment solutions and APIs for businesses, serving over 600,000 customers including major firms like Xiaomi and Google-backed Dunzo.

Innoviti Technologies, founded in 2002, is a large financial services company specializing in payment processing and management, headquartered in Bangalore, India.

Falcon is a medium-sized financial services company based in Gurgaon, India, with additional locations in Mumbai and Bangalore. The company focuses on modern fintech solutions, offering a no-code programmable stack and a comprehensive suite of financial products to enhance speed and efficiency in product creation.

PayGoal is a small, privately held financial services company based in Delhi, India, founded in 2021, that supports the 'Digital India' initiative by promoting a cashless economy through a variety of payment solutions.