Kaleidofin

Services

Kaleidofin offers a wide range of services including lending as a service, credit assessment, securitization, and customer engagement. The company provides co-lending and direct assignment services, risk management solutions through 'ki view', and securitization services backed by advanced analytics. Kaleidofin also offers all-in-one finance solutions encompassing savings, credit, and insurance. Additional services include BC lending through strategic partnerships, and an intuitive customer engagement model known as 'ki cash services', all aimed at simplifying finance and enhancing banking accessibility.

Products

Kaleidofin's product suite includes the 'ki score', an AI/ML-based credit decisioning model, 'ki cash services' for enhanced customer engagement, and 'ki view' for holistic risk management. The company also provides a 'ki credit platform' for loan processing and a 'ki pay API' for diverse payment methods. Furthermore, Kaleidofin offers a user-friendly app for 'ki cash' services in native languages and a centralized hub for multiple financial services. The products are designed to integrate seamlessly with multiple lender systems through pre-built APIs, ensuring real-time decisioning and a robust financial ecosystem.

Customer Base

Kaleidofin serves a diverse customer base, with over 4.01 million customers and more than $2.2 billion underwritten in loans using its 'ki score'. The 'ki credit platform' boasts a transaction volume exceeding $126 million. The company leverages over 30 million data points to assess the creditworthiness of underbanked and unbanked customers. By providing a low-cost, full-service savings account and other tailored financial products, Kaleidofin reaches a broad audience, including the informal sector.

Recognition and Awards

Kaleidofin has received notable accolades for its innovative solutions in fintech. The company won the 'Swanari TechSprint 2023' award for creating an 'End-to-End Digital Straight Through Process for Lending'. Additionally, it was recognized as one of the six Indian companies featured on Forbes Asia’s ‘100 to Watch’ list in 2023. These recognitions highlight Kaleidofin's commitment to democratizing finance and providing responsible fintech solutions.

Technology and Security

Kaleidofin harnesses advanced technology, including machine learning and analytics, to deliver financial services. The company's 'ki score' uses over 30 million data points for credit assessments, and its robust set of APIs offers credit analytics and payment solutions. Ensuring data security is a priority, as evidenced by their ISO certification. The company’s single tenant architecture and data isolation solutions comply with banking grade standards, making it a reliable choice for financial institutions seeking secure and scalable solutions.