Onyx Private

Onyx Private, previously known as Onyx Card, operates from Miami, FL, and is part of the fintech industry. The company, which participated in the Y-Combinator W22 batch, employs a team of 10 and serves regions across the United States, including remote and partly remote areas. Onyx Private aims to emulate the success of institutions like UBS by providing a comprehensive suite of services for consumers, small and medium-sized businesses (SMBs), banks, and brands. Their offerings include personal and business banking accounts with features such as spend tracking, money movement, cashback, debit cards, joint accounts, bill pay management, and mortgage services. Additionally, they offer wealth management services through Wealth.com, which include treasuries, cash sweep accounts, robo-advisory, financial advisor services, and estate planning. Exclusive lifestyle benefits for members include access to Priority Pass, Lifetime, and Fight Camp. The company supports U.S.-owned LLCs and Sole Proprietorships, providing tailored services such as high-yield options on idle money, cashback on debit card purchases, and integrations with accounting software like Quickbooks and Xero. Onyx Private also offers a mobile app available on Google Play Store and Apple App Store, which consolidates management of both personal and business accounts. Their banking services are provided by i3 Bank and Piermont Bank, both members of FDIC. The company has received backing from notable investors such as One Way Ventures, Good Water Cap, Y Combinator, 186 Ventures, Global Founders Capital, Village Global, and Olive Tree Capital, and has been featured in various prominent publications including Bloomberg and TechCrunch.