Oxygen

Oxygen is a fintech company headquartered in San Francisco, CA, with additional operations in Los Angeles, CA, and remote capabilities. As part of the Y-Combinator S18 batch, Oxygen has grown to employ 68 team members and serves a wide range of regions including the United States and Canada. The company specializes in consumer finance within the fintech industry, providing a comprehensive mobile banking platform that caters to both personal and business financial needs. Oxygen’s services include up to 5% cashback on business purchases, 1% Annual Percentage Yield (APY) on business savings accounts, and a variety of business formation supports such as Sole Proprietorship, LLC, S Corporation, and C Corporation. Additionally, Oxygen offers customizable invoicing solutions, no minimum deposit business savings accounts, and incorporation services powered by CorpNet, Inc. The company’s banking services are provided by The Bancorp Bank, N.A., ensuring security and reliability. Oxygen’s app is highly rated at 4.8 by over 50,000 users and has facilitated the opening of over 750,000 accounts. The company also provides access to 40,000 fee-free Allpoint ATMs and has been featured in notable publications such as Forbes, Business Insider, and CNBC.