Kapital Bank

Founded in January 2022 and part of the Y Combinator W22 batch, Kapital Bank operates primarily in Mexico and Latin America, with services also available remotely. The company employs a team of 500 and is at an early stage in its business development. Kapital Bank offers a range of financial services tailored to small and medium-sized businesses (SMBs), including multiple debit accounts, payroll management, service payments, and wire transfers through a 24/7 multi-treasury system. Its platform features a corporate expenses dashboard, prepaid cards for managing employee budgets, and a flexible credit card that can function as a revolving line or installment credit. Additionally, Kapital Bank provides ‘Crédito FLEX’, a revolving credit for supplier payments, and ‘Crédito PyME’, designed to boost immediate liquidity for business growth. The bank also offers corporate credit cards, an invoicing solution to automate invoice issuance, and ‘Kapital IA’, an AI-powered financial advisory tool for strategic decision-making.