Cloudvirga

Cloudvirga's Digital Mortgage Solutions

Cloudvirga offers a comprehensive suite of digital mortgage solutions tailored to meet the diverse needs of the mortgage industry. Their Horizon suite comprises Horizon Retail Lending, Horizon Wholesale, and Horizon Home Equity, each designed to streamline and optimize different segments of the mortgage process. These solutions cater to depository banks, independent mortgage banks, wholesale lenders, and credit unions by providing a cohesive, digital-first approach to lending. The platform's mobile-optimized design ensures accessibility across all devices, enabling users to manage their mortgage processes seamlessly, whether in the office or on the go.

Cloudvirga's Integrated e-Verification Suite

A standout feature of Cloudvirga's offerings is its integrated e-Verification suite. This powerful tool streamlines the loan origination process by automating the verification of crucial borrower information such as income, employment, and assets. By reducing the manual burden on lenders and expediting the verification process, Cloudvirga enhances efficiency and accuracy in loan origination. This integration not only speeds up the approval process but also improves the overall user experience for both lenders and borrowers, making it a key differentiator in the competitive mortgage technology landscape.

Cloudvirga's Real-Time Pricing and Fees Platform

Cloudvirga utilizes a real-time pricing and fees platform to ensure accurate and timely loan disclosures. This feature allows lenders to provide borrowers with precise pricing and fee information, enhancing transparency and trust in the mortgage process. By leveraging real-time data, Cloudvirga helps lenders avoid costly errors and delays associated with outdated or inaccurate information. This commitment to accuracy and efficiency in financial disclosures underscores Cloudvirga's dedication to delivering high-quality, reliable mortgage technology solutions.

Cloudvirga's Security and Compliance

Data security and regulatory compliance are paramount in the mortgage industry, and Cloudvirga addresses these concerns by maintaining a SOC2 Type II certification. This certification demonstrates Cloudvirga's adherence to stringent security protocols, ensuring that customer data is protected against breaches and unauthorized access. By prioritizing security and compliance, Cloudvirga not only safeguards sensitive information but also builds trust with its clients, reinforcing its reputation as a reliable and secure provider of digital mortgage solutions.

Cloudvirga's Partnership with Stewart and Industry Recognition

In 2021, Cloudvirga joined the Stewart family, a strategic move aimed at enhancing its product offerings across the mortgage lifecycle. This partnership has bolstered Cloudvirga's capabilities, enabling it to deliver more comprehensive and integrated solutions to its clients. Additionally, Cloudvirga's innovative approach has been recognized within the industry, exemplified by the 2024 Innovations Award from PROGRESS in Lending. This award was bestowed for Cloudvirga's partnership with Fannie Mae's Desktop Underwriter, highlighting the company's commitment to advancing mortgage technology and improving the loan origination process.