Malga

Malga, previously named Plug, is a fintech company located in Rio de Janeiro, Brazil. It operates within the payments sub-industry and was part of the Y Combinator S21 batch. Malga offers a comprehensive payment orchestration platform that connects businesses to multiple payment providers and services through a single integration. This platform is designed to enhance transaction security by utilizing optimal anti-fraud providers and encrypting transaction data and customer information. Malga’s platform includes features such as payment links for direct sales via social media channels, payment splitting suitable for marketplaces and delivery apps, and plugins and SDKs for seamless e-commerce integration. The company also provides a transparent checkout experience, utilizes card tokenization for secure recurring payments, and employs retry and routing mechanisms to improve transaction approval rates. Additionally, Malga offers an analytics dashboard to help businesses monitor performance and make data-driven decisions. Serving clients in Brazil, Latin America, and remotely, Malga identifies as a SaaS and B2B company in the early stage of business development.