Pluggy

Pluggy, headquartered in São Paulo, Brazil, is a B2B fintech firm that operates fully remotely and was part of the Y Combinator S21 batch. With a team of 31 employees, Pluggy focuses on providing innovative financial solutions specifically tailored for the engineering, product, and design sectors within the fintech industry. The company offers a variety of services such as Pluggy Connect, an Open Finance No-Code solution that allows for easy integration and customization through a user-friendly dashboard. This service includes a widget that simplifies data handling without the need for complex implementation processes.

Pluggy ensures high data security by utilizing AES 256 encryption and TLS, and complies with Brazil’s General Data Protection Law (LGPD) to guarantee transparency and user consent in data transactions. The company’s offerings also include Data Enrichment services, which help clients derive actionable insights from raw data, and Payment Initiation services that facilitate instant payments within applications. Additionally, Pluggy provides solutions for Pension and Credit Portability, enhancing the user experience with automated and personalized features. Pluggy’s market presence covers 90% of bank accounts in Brazil, targeting a market worth over 7 billion USD.