Trust Science

Trust Science offers AI and machine learning-based credit decisioning solutions designed to optimize the entire borrower lifecycle from lead generation to loan decisioning. Their Lead-to-Loan™ solutions cater to both auto and installment lenders, considering factors such as vehicle, deal structure, and collections process effectiveness. For installment and single repayment lenders, Trust Science provides tools to enhance loan originations and workflows. They also offer tenant screening solutions for property managers and landlords, including income verification and fraud prevention. The company developed the Six°Score™ AI and ML scoring model to identify creditworthy borrowers and Fl°wBuilder™, a virtual decision engine that automates tasks from lead screening to approvals. Additionally, Trust Science provides direct marketing tools to optimize marketing efforts and uses Smart Consent™ for secure and consented banking insights and verification. Their comprehensive suite of solutions integrates traditional and alternative data for credit adjudication and includes Rating Agency 2.0™ to uncover the value of loan books and identify undervalued tranches. Trust Science also offers resources such as blogs, case studies, and webinars on AI, FinTech, and the economy, and has partnerships with industry organizations like the American Financial Services Association and the Canadian Lenders Association. The company is committed to Fair Credit Reporting Act (FCRA) compliance and has a presence in multiple locations including Edmonton, Toronto, Fort Worth, Salt Lake City, Atlanta, Los Angeles, Las Vegas, Houston, Vancouver, and Calgary. Recognized as one of the fastest-growing companies in the Americas by The Financial Times and Statista, Trust Science has also passed a SOC 2 Type 2 audit, demonstrating its commitment to information security.