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PolicyFly empowers insurers to efficiently sell and manage specialty insurance. It offers a modern policy administration platform optimized for Managing General Agents and Underwriters (MGA/MGUs). The platform provides complete policy management, automated programs, seamless distribution, and enhanced service. Key features include automating submissions for agents, data-driven underwriting, and quick program launches. It integrates with third-party data sources and APIs to streamline applications and improve underwriting decisions. It enables 'one-click' renewals, highlights application differences, and supports both admitted and non-admitted programs for US and London-based markets.


PolicyFly, formerly known as PolicyFly, Inc., is based in New York, NY, and operates remotely. The company is part of the W22 batch of Y-Combinator and focuses on the fintech sector, specifically within the insurance sub-industry. It targets the $200 billion specialty insurance markets such as Cyber, Flood, and Trucking. PolicyFly aims to bring growth, efficiency, and transparency to these hard-to-insure markets.


PolicyFly operates within the fintech industry, concentrating on the intersection of financial technology and insurance. The company focuses on automating workflows and consolidating data for agents and insurers in the specialty insurance market. By targeting specialty insurance segments like Cyber, Flood, and Trucking, PolicyFly aims to streamline traditionally complex insurance processes, thus reducing the time required for selling and managing policies from weeks to minutes.


PolicyFly serves a broad geographical area that includes the United States of America, America/Canada, and fully remote regions. Its platform supports both US and London-based markets, allowing it to manage admitted and non-admitted programs. The company's remote-friendly operations enable it to offer services across a wide range of locations and cater to a diverse set of clients in various regions.

Technology Integration

PolicyFly integrates with various third-party data sources and APIs to enhance its platform's functionality. It helps insurers make better underwriting decisions by providing comprehensive data-driven insights. The technology allows for real-time tracking of retention, loss, and bind ratios while offering commission tracking and gamification elements for agents. Additionally, it enables comparisons of incoming submissions with current books of risk by TIV, location, or catastrophe scoring.

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