Pipe

Pipe, established in 2019, provides a modern capital platform that enables businesses to advance their revenue for up-front capital. The company operates microhubs in San Francisco, CA, New York, NY, and Atlanta, GA. Pipe supports over 23,000 business owners by connecting them to unbiased capital based on secure live data on the health of their business, rather than personal connections. The platform offers non-dilutive financing, allowing businesses to turn their revenue into up-front capital without giving up equity. Over 20,000 users have signed up to grow on their terms, benefiting from a single flat fee for capital, paid over time as a percentage of future revenue. Pipe provides automatic payments that flex with sales and frictionless payouts in just days, supporting businesses incorporated in the US with at least $10,000+ annualized predictable revenue. The company’s unique underwriting system evaluates a variety of data points in banking and revenue information. Pipe also offers a pilot program for testing capital offerings with no integration required and a streamlined pre-built UI component called Accelerate for launching embedded capital quickly. Partners can build their own user journey for embedded financing using Pipe’s rich API. The company handles regulatory compliance, including AML, OFAC, and KYC regulations, and secures information with bank-level AES 128-bit encryption. Pipe is SOC 2 compliant and provides a CAC calculator to help businesses calculate customer acquisition costs, along with insights and tools to help businesses run, finance, and grow, including blog articles and calculators.