Ontop

Ontop, formerly known as TOP and ontop, is a B2B fintech company based in Miami, FL, with additional operations in Bogotá, Colombia, and fully remote capabilities. The company, which is part of the Y-Combinator W21 batch, operates in regions including the United States, Colombia, Latin America, and remotely across America and Canada. Ontop supports business operations in over 150 countries, offering a comprehensive platform for companies to hire, pay, and manage international employees and contractors. The platform includes features such as a secure wallet and digital Visa card for real-time spending, instant worldwide payments, and financial management tools available on both iOS and Android devices. Ontop also provides compliance services with a team of experts and offers custom pricing for global seats as an annual package. The company facilitates global money transfers using various methods like banks, Wise, Payoneer, Coinbase, Binance, and the Ontop Card, with no limit on the amount remote workers can hold in their wallets. Trusted by leading companies such as ABInBev, Rappi, Femsa, Uala, Softtek, TELUS, AIESEC, and LaHaus, Ontop is recognized for empowering teams financially and ensuring compliance across borders.