Facteus

Facteus, headquartered in Beaverton, OR, offers consumer insights derived from real purchase transaction data. The company provides debit and credit card transaction data from millions of payment cards, boasting the largest transaction data panel in the Alternative Data industry with over 40 million active cards. Facteus processes 61 billion transactions, covering $3.1 trillion in consumer spending, and offers 6 years of historical data. The data includes a diversified set of payment methods such as Credit, Debit, Alternative Debit, Health, and Payroll, and covers online, cash, and card transactions. Facteus provides insights into spending trends of Millennial, Gen Z, and underbanked market segments, offering leading indicators into inflationary trends, consumer price indexes, and retail sales results. The data is utilized by economists, policymakers, retailers, universities, investors, and key decision-makers. Facteus partners with financial institutions, payment companies, and fintechs to enhance and enrich data sets. The company offers real-time consumer spending data through its Mobius™ platform, which connects Generative AI to real-time consumer spending data. Facteus also provides synthetic data through its MIMIC™ synthetic data engine, transforming sensitive data into actionable insights. The company’s data is used across various industries including retail, quick-serve restaurants, and consumer packaged goods, providing near real-time SKU level data for the consumer-packaged goods market. Facteus offers insights into company performance and KPIs for sectors such as apparel, electronics, and home improvement, as well as competitive intelligence and market research for retailers. Additionally, Facteus provides share of wallet analysis to help retailers understand customer spending better and offers insights into Black Friday shopping and spending trends. The company publishes a newsletter called The Data Observatory and a magazine called Dossier Magazine featuring consumer transaction data insights.