California Capital Financial Development Corporation

California Capital Financial Development Corporation, established in 1982 as a non-profit 501(c)(3) corporation, provides a range of financial and business development services. The organization offers business loans, including microloans up to $50,000 and small loans up to $150,000. Through the State Loan Guarantee Program, it can guarantee up to 80% of a loan amount, not exceeding $5 million. Certified as a Community Development Financial Institution (CDFI) by the U.S. Department of Treasury in 2001, California Capital hosts the Sacramento Valley Small Business Development Center (SBDC), serving Sacramento, Sutter, Yolo, and Yuba Counties. It also operates a Women’s Business Center, designated by the U.S. Small Business Administration in 2012, providing free business start-up and development assistance. Additionally, the organization runs the California Capital APEX Accelerator, helping small businesses prepare for, pursue, and perform on government contracts, a designation received from the Department of Defense in 2014. The corporation offers various workshops and events, such as Motivated Entrepreneur Meet-Ups and the Entrepreneur Education Program, and specialized training programs like ‘Licensed to Care: A Training Program to Start Or Expand a Childcare Business’. Online business courses are available through platforms like DreamBuilder and Verizon Small Business Digital Ready, which includes grant opportunities up to $10,000. Located at 1792 Tribute Rd., Suite 270, Sacramento, CA 95815, California Capital provides one-on-one business counseling and training workshops at no cost. It also hosts the California Capital Lending Center, offering various loan products across California, and a Hometown Microloan Program for Lodi-based businesses with 10 or fewer employees. The organization supports business development through market research and data mapping services and offers free online training for government contracting through Govology.com.