Pngme

Pngme is a company that provides financial insights for digital products by leveraging machine learning to improve lending outcomes and accelerate product delivery. The platform enables a deep understanding of users’ financial behavior, facilitating real-time decision-making. Pngme utilizes financial data from hundreds of institutions across multiple countries, including Ghana, Kenya, and Nigeria, with plans to expand to Rwanda, Tanzania, and Uganda. Their machine learning models are trained on billions of data points from millions of users, converting large unstructured or structured data sets into strategic insights for real-time digital financial products. The company offers an SDK for Android apps to access financial information on users’ devices and provides REST APIs for machine learning models, financial insights, and transactional data. Pngme adheres to privacy regulations such as GDPR, GDPA, KDPA, and NDPA, and is SOC 2 Type 1 compliant with 24/7 security monitoring. Located at Floor 4 - Lateral Capital Offices, The Address, Muthangari Dr, Nairobi, Kenya, Pngme has raised $15 million in Series A funding. The platform includes a feature library for calculating debt-to-income ratios and viewing users’ cash flow, a dashboard for data exploration and account management, and tools for identifying loan stacking. Pngme supports financial events processing for depository, loan, and airtime account types in Kenya, Ghana, and Nigeria, and provides financial alert labels for loan and depository message types. Additionally, Pngme offers a developer portal with comprehensive guides and documentation, financial data aggregation services accessible via demo and starter versions, and enterprise-grade security and privacy for financial data. The company also provides a free trial with no payment method required.