Finicity

Finicity is a company that specializes in open banking solutions, facilitating secure and efficient connectivity for financial data. The company’s offerings are geared towards lending, managing, and paying through its comprehensive platform. It supports small to medium-sized business (SMB) lending by providing real-time insights and FCRA-compliant data for lending decisions and verification. Finicity also offers consumer-permissioned data services that aid in credit scoring and financial management. Developers have access to Finicity’s APIs, which allow them to retrieve financial data necessary for a range of applications. The company ensures the security of user data through stringent measures such as encryption and firewalls. Additionally, Finicity’s Connect platform enhances user experience by enabling consumer-permissioned data sharing. Their solutions cater to various sectors including personal financial management, mortgage lending, auto lending, and accounting.