Clear Capital

Clear Capital's Services

Clear Capital offers a comprehensive suite of appraisal and property valuation services designed to meet the diverse needs of the real estate market. Their offerings include hybrid, desktop, and traditional appraisals, as well as Broker Price Opinion (BPO) services, with Morningstar’s top-rated BPO among them. For commercial properties, they provide BPO as an alternative to traditional appraisals. Additionally, Clear Capital offers residential and commercial evaluation services for loans under $400k and $500k respectively, and their Property Condition Inspection (PCI) and Post Disaster Inspection (PDI) services deliver detailed risk summary and exterior condition reports.

Clear Capital's Technology Solutions

Clear Capital leverages advanced technology to enhance property valuation and appraisal processes. Their Property Valuation API and ClearAVM™ (an automated valuation model) provide accurate, instant valuations. The ClearProp® interactive valuation tool and ClearCollateral® Review, an automated collateral underwriting review system, offer further innovation. Their AURA™ appraisal underwriting risk analyzer and Universal Data Collection™ (UDC™) ensure compliance with GSE data standards. These tools collectively contribute to streamlined operations and cost savings for financial institutions.

Clear Capital's Acquisition of CubiCasa

In 2021, Clear Capital acquired CubiCasa, an automated floor plan app, to bolster their home appraisal capabilities through innovative technology. CubiCasa allows for the creation of accurate floor plans with minimal effort, enhancing the accuracy and efficiency of appraisals. This acquisition aligns with Clear Capital's commitment to leveraging cutting-edge technology to improve real estate processes and deliver superior valuation services to their clients.

Clear Capital's Data and Analytics

Clear Capital provides robust data and analytics solutions that offer deep insights into over 150 million properties across the U.S. Their Home Data Index (HDI™) tracks market data and trends, while ClearAVM™ and ClearProp® deliver instant, accurate property valuations. The company processes over 6 million valuation transactions per month and maintains a vast database of over 3 billion property records spanning more than 50 years. These data-driven tools support informed decision-making for a range of stakeholders in the real estate and financial sectors.

Clear Capital's Industry Influence

Clear Capital is trusted by the nation’s top lenders and GSEs, positioning it as one of the leading national appraisal management companies. With a workforce of over 20,000 real estate experts nationwide, Clear Capital serves various markets including mortgage origination, home equity, capital markets, GSEs, servicing, insurance, PropTech, FinTech, real estate, and single-family rental and build-to-rent. Their modern appraisal solutions and extensive property data records enable them to create significant time and cost savings for financial institutions, reinforcing their influence and reputation in the industry.