Westpac

Westpac provides a wide array of personal banking services, including bank accounts, home loans, credit cards, personal loans, insurance, and superannuation. The company also caters to business clients with services such as business bank accounts, business credit cards, business loans, and other financial products. For corporate and institutional clients, Westpac offers transactional banking, financial markets, corporate and structured finance, and trade and supply chain finance. Specialized banking solutions are available for industries like agribusiness, healthcare, education, professional services, and the social sector. Westpac’s insurance products cover both personal and business needs, including home, car, life, travel, caravan, trailer, and boat insurance. Investment options are available through Westpac Share Trading, managed portfolios, and self-managed superannuation funds. The bank’s sustainability strategy focuses on enhancing financial inclusion and equality, strengthening data security, becoming a net-zero climate-resilient bank, and respecting human rights. Westpac provides financial education resources and support for Indigenous Australians, including a dedicated Indigenous Call Centre. Digital banking tools and services include the Westpac App, online banking, and cardless cash withdrawals. The bank supports customers in difficult circumstances with financial hardship assistance and disaster relief packages. Westpac engages in innovation through partnerships with startups, strategic investments, and initiatives like open banking and Banking as a Service (BaaS). A comprehensive security hub helps customers stay protected from fraud and scams. The bank also offers various tools and calculators to help customers manage their finances, such as home loan calculators, savings calculators, and currency converters. Westpac’s credit card options feature rewards points, low rates, low fees, and 0% interest options. The bank supports community initiatives through grants and scholarships and has a long history of backing social enterprises and local charities.