East West Bank

East West Bank provides a diverse array of personal checking accounts such as Value Checking, Premier Checking, Premier Maximizer Money Market, Student Plus Checking, Global Student Account, Senior Checking, and Community Checking. The bank also offers various savings accounts, including Premier Savings, Senior Savings (62+), Student Plus Savings, and Certificates of Deposit (CDs). Customers can utilize online and mobile banking services for account monitoring, bill payments, and money transfers through Zelle®, domestic wire transfers, and international wire transfers. Specialized business banking services include Standard Business Checking, Business Performance Checking, Analyzed Business Checking, and Business Money Market accounts. East West Bank offers Small Business Administration (SBA) loans with favorable terms and provides commercial banking services such as loans, lines of credit, and commercial real estate financing. The bank has industry expertise in sectors like clean tech, energy finance, entertainment, healthcare, and private equity. Wealth management services encompass investment planning, retirement planning, college planning, insurance planning, business planning, and estate planning. International banking services focus on foreign exchange, trade finance, and international payments. The bank offers a secured credit card without requiring a Social Security Number and with no foreign transaction fees. Businesses can benefit from fraud prevention tools like tokens, dual approval, Positive Pay, ACH block, and Trusteer Rapport. East West Bank has a unique program for Foreign-Invested Enterprises (FIE) providing credit facilities secured by Standby Letters of Credit and specialized services for title and escrow companies. The mobile app allows users to apply for new accounts, check balances, transfer money, deposit checks, and pay bills. Robo-Investing services offer automated, low-cost investment strategies. The bank also provides a UnionPay Prepaid Card, a popular payment option in China, and a gift card usable like a Visa® debit card. Community programs focus on quality of life, small business growth, financial literacy, and diversity and inclusion. With a commercial business operating license in China, East West Bank enables U.S.-based clients to expand into China and vice versa. The bank offers a variety of certificates of deposit (CDs) for business customers with competitive rates and terms ranging from 32 days to five years, along with a comprehensive suite of cash management services. Additionally, East West Bank provides foreign currency accounts and services for businesses engaged in international trade.