VIVA Finance, Inc.

VIVA Finance, Inc. provides unsecured personal installment loans up to $10,000, with annual percentage rates (APRs) ranging from 11.99% to 35.99%. The loan terms range from a minimum of 5 months to a maximum of 24 months. Approvals are primarily based on employment information, and the loan offer amount and rate may vary based on factors such as income and credit history. Loans are originated by Thread Bank, Member FDIC, and are not available to active members of the military or their dependents. VIVA Finance holds various lending licenses, including a Supervised Lender License in South Carolina, a Small Loan Company License in New Mexico, and multiple Consumer Loan Licenses in states such as Alabama, Michigan, Maryland, and Texas, among others. The company uses an alternative underwriting model based primarily on employment and offers loans for purposes such as debt consolidation, credit card refinancing, and unexpected expenses. VIVA Finance provides a quick application process with fast funding, often with funds available the next business day. Customers can apply, review, and download information, and make payments on the website 24/7. The company is located at 100 Peachtree St NW, STE 320, Atlanta, GA 30303.