Pier

Pier, previously known as Pier Fin and Inc., operates from San Francisco, CA, and specializes in providing Buy Now Pay Later (BNPL) solutions to business clients across the United States and Canada. As a participant of the Y-Combinator batch W23, Pier has developed a BNPL software that is adaptable to any industry, boasting over 2,106,000 configurations with built-in compliance guardrails. This software not only promises a 30-40% increase in Gross Merchandise Value (GMV) for clients but also reduces implementation time by 6-9 months. Pier serves a diverse range of sectors including travel, clean energy, weddings, home improvements, healthcare, electronics, e-commerce, and real estate.

Pier’s platform is designed exclusively for business use, handling the technical aspects of credit origination, underwriting, and loan management, thus enabling companies to offer point-of-sale financing quickly and confidently. The company also assists with licensing requirements and license management, and provides an API for launching credit products. Pier’s privacy policy, last modified on January 4, 2024, outlines that while it does not collect information directly from consumers, it does gather both non-personally identifiable and personally identifiable information from third-party customers for various commercial purposes, including service enhancement. The company commits to industry-standard measures to protect this information and discloses it to third parties under specific conditions with necessary permissions or legal obligations. California residents are afforded particular rights regarding their information under state law. Moreover, Pier periodically updates its privacy policy and terms of service, providing notice of these changes. Feedback and user contributions on Pier’s website are encouraged, with the assurance that such input will be used to benefit the service, its members, and overall website efficiency.