Perpay

Perpay's Shopping Platform

Perpay offers a unique shopping platform designed to help customers build their credit while purchasing items they need. The platform allows users to shop for a variety of top brands in electronics, home goods, apparel, and more. Payment is seamlessly integrated with the user's paycheck, making it easier to manage finances. This automatic payment system helps users build a positive credit history, with many seeing their credit score increase by an average of 36 points within the first six months. The Perpay platform is accessible via a mobile app available on both the Google Play Store and Apple App Store, adding convenience for its over 8 million members.

Perpay Credit Card

The Perpay Credit Card is an innovative financial product that can be used anywhere Mastercard is accepted. Subject to credit approval and powered by Deserve, Inc., and issued by Celtic Bank, the card comes with unique benefits tailored to Perpay users. Cardholders earn 2% rewards on purchases made within the Perpay Marketplace. These rewards can be used to shop for more goods, creating a valuable cycle of savings and credit-building. However, the card is not available to residents of California or New Hampshire. Detailed terms of the rewards program are available on the Perpay website.

Perpay's Credit Building Benefits

One of the standout features of Perpay is its focus on credit building. By integrating automatic payments directly from users' paychecks, Perpay helps customers manage their finances responsibly and build a positive credit history. On average, users see an increase of 36 points in their credit score within the first six months of using the platform. This is particularly beneficial for individuals looking to improve their creditworthiness without the complexities or high interest rates often associated with traditional credit-building methods.

Perpay's Online and Mobile Presence

Perpay maintains a robust online and mobile presence, making it easy for users to access their services and stay updated. The Perpay mobile app is available for download on both the Google Play Store and Apple App Store, ensuring wide accessibility. Additionally, Perpay is active on social media platforms like Facebook and Instagram, where they engage with their community and share updates. Their website features comprehensive resources including a FAQ section, a blog, a privacy policy, and terms and conditions. These elements collectively enhance the user experience by providing accessible information and customer support.

Perpay's Membership and Partnerships

With over 8 million members, Perpay has established itself as a trusted platform for credit-building and shopping. They partner with affiliates through an external link to Impact, which helps expand their reach and provide additional benefits to their users. The company also offers a merchant page for shopping and a careers page for job opportunities, indicating their ongoing growth and commitment to maintaining a robust support system for both customers and employees. Perpay's partnerships and extensive membership base underscore their credibility and success in the financial technology sector.