OctaveWealth

OctaveWealth's Services

OctaveWealth offers a comprehensive 401(k) solution tailored to B2B clients within the human resources sector. Their full-service offering includes automated administration, custom plan design, and a dedicated account manager. This suite of services is designed to help businesses attract and retain talent by providing robust retirement plan options. With clear and affordable pricing, OctaveWealth ensures there are no predatory fees, making their 401(k) plans accessible and transparent.

OctaveWealth's Investment Strategy

OctaveWealth employs a modern portfolio theory to develop Target-Risk Investment Models. These portfolios are globally diversified across 50 equity and fixed income markets, each represented by low-cost ETFs. The company's investment strategy includes automatic rebalancing of portfolios at least quarterly to maintain optimal asset distribution. This approach ensures a balanced risk-reward ratio, catering to the long-term financial goals of their clients.

OctaveWealth's Security Measures

Security is paramount at OctaveWealth. The company uses state-of-the-art measures to protect account information, ensuring all investments are held securely in trust. As an SEC-registered Investment Advisor operated by Quillu Inc., OctaveWealth adheres to stringent regulatory standards. Additionally, their brokerage partner is a member of the Securities Investor Protection Corporation (SIPC), which insures accounts up to $500,000. This multi-layered security infrastructure provides clients with peace of mind regarding the safety of their investments.

OctaveWealth's Founding and Growth

Originally known as BigCalc, OctaveWealth was part of Y Combinator's Summer 2012 (S12) batch, receiving seed funding to kickstart its operations. Based in San Francisco, California, the company has focused on providing innovative B2B retirement solutions across the United States and Canada. With a small but dedicated team, OctaveWealth leverages its expertise in financial technology and investment management to deliver high-quality services to its clients.

OctaveWealth's Market Presence

Operating primarily within the United States and Canada, OctaveWealth has established itself as a reliable provider of 401(k) solutions in the B2B human resources sector. Their focus on affordable, transparent pricing and personalized client service has positioned them as a competitive player in the market. By integrating advanced investment models and robust security measures, OctaveWealth continues to attract a growing number of businesses seeking to enhance their employee benefits offerings.