Neon

Neon's Digital Account Features

Neon offers a comprehensive digital account designed to cater to a wide range of financial needs. Key features include a credit card with no annual fee, personal loans that can be simulated and requested through their app, and a cashback program offering 0.5% back on purchases made with credit or debit cards. The app also supports Pix transfers and payments, bill payments, mobile top-ups, and money transfers, providing users with a seamless and integrated banking experience. Additionally, Neon provides a virtual card for online purchases, which can be easily managed through their app, enhancing security and convenience for online transactions.

Neon's Investment Options

Neon offers a Certificate of Bank Deposit (CDB) investment option starting from as little as R$ 1. This investment product is particularly attractive due to its immediate redemption feature and higher returns compared to traditional savings accounts. Additionally, Neon introduces the Viracrédito feature, allowing users to increase their credit card limit by saving money in their CDB. This innovative approach not only encourages savings but also provides a flexible way to manage and enhance credit limits, making it an attractive option for users looking to maximize both their savings and credit potential.

Neon's Services for Microentrepreneurs (MEI)

Neon extends its digital banking services to Microentrepreneurs (MEI) with a tailored digital account that includes features such as automatic DAS payment and a dedicated credit card for MEI. This account is designed to simplify financial management for small business owners and entrepreneurs, offering tools to streamline payments and access to credit. By providing these specialized services, Neon supports the growth and financial stability of microenterprises, which are a vital part of the economy. The account also includes the standard features of Neon's digital banking, ensuring that MEI customers have access to a full suite of financial products and services.

Neon's Payroll Loan and Salary Advance Features

Neon offers payroll loans (empréstimo consignado) with competitive interest rates to employees of partner companies. This feature provides an affordable borrowing option with the convenience of automatic salary deductions for repayment. Additionally, Neon offers a salary advance feature that enables employees of partner companies to access a portion of their salary before payday. This service helps employees manage cash flow and unexpected expenses more effectively, reducing financial stress and increasing overall financial well-being. These features reflect Neon's commitment to providing flexible and supportive financial solutions to its users.

Neon's Financial Education Initiatives

Neon is dedicated to enhancing financial literacy among its users through comprehensive educational content available on their blog. Topics covered include personal finance, investments, and entrepreneurship, providing valuable insights and practical advice to help users make informed financial decisions. By offering accessible and relevant financial education, Neon empowers its customers to better manage their finances, invest wisely, and achieve their financial goals. This initiative underscores Neon's commitment to not only providing financial products but also fostering a culture of financial responsibility and literacy.