Gareth Davies

Head of Enterprise Risk Management @ Live Oak Bank arrow icon

About Gareth Davies

Gareth Davies is the Head of Enterprise Risk Management with over 30 years of experience in financial and risk management.

Known information

Gareth Davies is the Head of Enterprise Risk Management and brings over 30 years of extensive experience in financial and risk management. He previously served as the chief operational risk officer for USAA Bank. His career includes significant roles at Citibank and Barclays Bank, where he held various global first line of defense control roles and second line risk oversight responsibilities. Davies began his career in risk management at GE Capital and later served as the Chief Risk Officer for GE Asset Management. He currently chairs the American Bankers Association Exam Board. He graduated from Loughborough University, England, with a Bachelor of Science in Banking and Finance with Honors.

About Live Oak Bank

Live Oak Bank is a fully digital bank offering a range of business and personal banking services, including high-yield savings accounts, CDs, and various loan options. It is the #1 SBA 7(a) lender by dollar amount for FY 2023 and provides FDIC insurance up to $250,000 per depositor.

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Greg Seward

Chief Risk Officer and General Counsel @ Live Oak Bank

Greg Seward is the Chief Risk Officer and General Counsel, bringing over 20 years of legal experience to the company since joining in 2015.

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