Cypher Wallet

Cypher Wallet, previously known as CypherD and CypherD Wallet, operates within the fintech industry, specifically focusing on consumer finance. The company is part of the Y-Combinator W22 batch and maintains offices in Palo Alto, California, and Mill Creek, Washington. With a small team of three members, Cypher Wallet serves users primarily in the United States and Canada, although it also supports remote and partly remote regions. The wallet is designed to be a comprehensive tool for all crypto and DeFi needs, including features like swapping, bridging, staking, earning, browsing decentralized applications (dApps), and managing multi-chain non-fungible tokens (NFTs) from a unified platform. Cypher Wallet emphasizes security with its non-custodial approach, ensuring that users maintain full control and ownership of their digital assets. It supports a variety of blockchain platforms including Ethereum, Polygon, Avalanche, and many others. Additionally, Cypher Wallet offers the Cypher Card, available in both virtual and physical forms, which allows global transactions without joining, annual, or transaction fees. The physical card requires a minimum balance to be loaded but is shipped globally at no extra cost. The wallet also features an instant off-ramp for converting cryptocurrencies to fiat currencies and provides a business-oriented version of the Cypher Card with additional functionalities like accountant access. Interested users can join a waitlist to apply for the Cypher Card.