Total Mortgage

Total Mortgage's Mortgage Products

Total Mortgage offers a comprehensive range of mortgage products tailored to meet diverse client needs. Their offerings include the traditional 30-Year Fixed mortgage, which provides stability with consistent monthly payments, and FHA Loans that are ideal for first-time homebuyers or those with less-than-perfect credit. Additionally, they offer 5/1 Adjustable Rate Mortgages (ARM) suitable for those who plan to move or refinance within a few years, and Jumbo Loans for high-value property purchases. These varied options ensure that borrowers can find a mortgage product that fits their financial situation and homeownership goals.

Total Mortgage's 21-Day Closing Guarantee

One of the standout features of Total Mortgage is its 21-day closing guarantee on home purchases. This promise assures clients that their home purchase process will be completed within 21 days, or Total Mortgage will cover the first mortgage payment if the closing is delayed. This commitment not only underscores the company’s confidence in its efficient processing capabilities but also provides a significant financial incentive for clients, offering peace of mind and financial security during the home buying process.

Total Mortgage's Technology Integration

Total Mortgage leverages advanced technology to streamline the mortgage application process, making it more accessible and less cumbersome for borrowers. Their online application system is designed for ease of use, allowing applicants to complete the process from the comfort of their homes. The company also offers a mobile app that facilitates document uploads and enables clients to track their application status in real-time. This technological integration ensures a seamless, transparent, and efficient mortgage process, reflecting Total Mortgage's commitment to customer-centric innovation.

Total Mortgage's Refinancing Options

Total Mortgage provides an array of refinancing options to help homeowners lower their monthly payments, reduce interest rates, or tap into their home equity. Among these options is the FHA Streamline Refinance, which simplifies the refinancing process for those with existing FHA loans by reducing paperwork and underwriting requirements. These refinancing solutions are designed to offer financial relief and flexibility, allowing homeowners to better manage their mortgage terms and overall financial health.

Total Mortgage's Community Involvement

Total Mortgage is not only dedicated to providing exceptional mortgage services but also to supporting the communities in which it operates. Through its community foundation, the company engages in various local support activities, contributing to the welfare and development of the community. This involvement ranges from financial donations to active participation in community events, reflecting the company’s commitment to social responsibility and its role as a supportive community partner.