PINA

Company Overview

PINA, formerly known as PT Pina Aplikasi Bersama, is a fintech company based in Jakarta, Jakarta, Indonesia. Operating within the fintech sector, PINA has a team size of 25 employees. The company is part of the Y-Combinator W22 batch and operates across multiple regions, including Indonesia, Southeast Asia, as well as remote and partly remote environments. PINA is committed to providing digital financial solutions and has gained a robust presence in the fintech industry.

Services

PINA offers a comprehensive financial wellness program for employees, providing them with access to financial planners and advanced financial tools. The company’s financial planning services include strategies for effective debt management, insurance optimization, educational fund planning, and realistic home buying plans. PINA also features investment management consultations encompassing portfolio management and personalized investment strategies. Their digital platform allows users to manage their personal finances holistically, including net worth tracking, cash flow management, budgeting, and savings goal setting. Additionally, PINA provides a free 30-minute consultation with certified financial planners to discuss financial goals and strategies.

Products

PINA's main product offering is a digital wealth management platform that integrates various financial tools, such as expense tracking, budgeting, investing, and access to certified financial planners. The platform supports automatic transaction recording, pre-built portfolios, and automatic rebalancing for investments. It helps users increase investment profits through specific investment strategies and offers personalized financial solutions for different demographic groups, including fresh graduates, the sandwich generation, families, and single parents. PINA’s app, which has over 100,000 downloads on Android and iOS and a 4.7 rating on the App Store, enables holistic financial management in one application.

Certifications

PINA is certified under ISO/IEC 27001:2022, ensuring adherence to international standards for information security management. The company is registered and supervised by Kominfo and is in the process of registration with the Digital Financial Innovation Group (GIKD). These certifications and registrations affirm PINA's commitment to maintaining high standards of data security and regulatory compliance in their operations.

Media Features

PINA has been featured by prominent media outlets such as Liputan 6, Cosmopolitan, Kompas, Fintech Indonesia, and Y Combinator. These features highlight the company's innovative contributions to the fintech industry and its growing reputation within the financial technology community. Coverage from these reputable sources underscores PINA's influence and recognition in providing significant digital financial solutions.

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