PayCaddy Company Information

PayCaddy, headquartered in Panama City, Panama, operates within the fintech industry, focusing on providing a broad range of card types such as credit, debit, and prepaid cards, primarily in Latin America. With a team of 17, PayCaddy participated in the Y Combinator W22 batch and offers services both remotely and partly remotely. The company caters to various sectors including marketplaces, gig platforms, crypto exchanges, retail, lending, fintechs, and wealth management.

PayCaddy’s platform enables companies to integrate card issuing into their user interfaces quickly through a RESTful API, or opt for a no-code solution using a customizable white-label app. The company supports the issuance of both physical and digital Mastercard-backed cards and provides a sandbox environment for developers. Additional features include real-time transaction notifications, a backoffice tool for managing card programs, and digital onboarding compliant with KYC standards. PayCaddy’s solutions are designed to enhance user experience and customer retention, offering features like prefunded and credit line wallets, and the ability to issue cards backed by USD or crypto assets.

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