NMI

NMI provides a robust and customizable payments platform known as NMI Payments, which supports a wide range of payment methods including ecommerce, in-person, mobile, and unattended payments. Their Merchant Relationship Management solution offers a unified approach to merchant underwriting and CRM. NMI’s Payment Gateway is flexible and feature-rich, supporting over 200 processor connections and 125 shopping cart integrations. The platform includes advanced security features such as point-to-point encryption and remote key injection, and supports tokenization, batch processing, recurring billing, and multiple currencies. NMI serves Independent Sales Organizations (ISOs), software vendors, banks, and payment facilitators, offering a variety of developer resources including SDKs and APIs. Pre-certified payment devices and a Customer-Present Cloud point of sale system further streamline integration and usage. Additional features include fraud prevention tools, automatic card updates, a virtual terminal for phone and mail orders, hosted payment pages, a unified token vault, and a Customer Vault for secure repeat transactions. NMI also offers Level III Advantage for lower rates on B2B and B2G transactions, Authvia TXT2PAY for secure mobile payments via text, electronic invoicing, cash processing, and Payer Authentication 2.0 for enhanced online shopping security. The platform’s marketplace for value-added services helps reduce merchant attrition and drive revenue.