Moov Financial

Moov Financial offers a comprehensive payments platform that includes features such as accepting cards, issuing cards, ACH transfers, and Moov Wallets. The platform provides a single API that allows users to issue, accept, store, and disburse money seamlessly. Moov Drops are pre-built UI components designed to accelerate the launch of payment and onboarding experiences. The company handles compliance requirements including AML, BSA, CIP, and KYC, ensuring a secure and compliant environment for financial transactions. Moov Wallets allow users to store money securely and spend it using virtual cards without needing a bank account. The platform enables multi-party workflows through transfer groups, simplifying complex money movement scenarios. Moov offers instant disbursements via Visa Direct, Mastercard Send, and RTP, providing fast and efficient payment solutions. The developer-friendly environment includes SDKs for frontend and backend, such as Moov.js and Go SDK, supporting easy integration and development. Moov supports multiple payment options and fast settlements through direct connections to payment networks, offering enhanced control and transparency as a licensed processor. The platform includes features like automated onboarding, real-time ledgering, and reconciliation, along with a changelog and roadmap to keep users updated on new features and improvements. Moov’s ACH services include same-day debits and credits, micro-deposit verification, and compliance with Nacha rules. The card issuing service allows for the creation of virtual cards tied to Moov Wallets, enabling controlled spending and revenue generation. Built on open-source libraries, Moov’s platform is easy for developers to integrate and build upon. The robust API includes features like idempotency, metadata, and real-time webhooks, supporting various use cases such as accepting card payments, sending payouts, and transferring funds between wallets. The documentation includes a glossary to help users understand key concepts and terms related to the platform. Designed to handle security, compliance, and risk management, Moov’s platform includes SOC 2 compliance and PCI Level I certification. The progressive web app allows users to manage everything from one place, including API keys, capabilities, and transfer details.