IMT Care

Services

IMT Care offers a comprehensive platform for managing Employee Benefits, Healthcare, and Wellness. The company provides Super Top-Up and Super Top-Up Individual insurance options, ensuring coverage for cumulative medical expenses beyond the base sum insured. Services include 24 x 7 assistance on claims, doctor consultations, and discounted medical tests. Regular wellness activities and programs are also conducted to promote holistic health among members. Additionally, IMT Care's tech-enabled platform streamlines the management of various employee and group health policies with a single user interface.

Healthcare Platform Features

IMT Care's platform is designed to simplify healthcare management for organizations and their employees. The platform supports personalized healthcare assistance through the app, saving time and effort with a unified interface. It provides 24 x 7 claims assistance to ensure speedy and accurate processing. Users can also benefit from doctor consultations and discounted medical tests directly through the platform. These features make it easy for companies to manage and optimize their health and wellness programs.

Insurance Plans

IMT Care offers Super Top-Up and Super Top-Up Individual insurance plans. These plans start at ₹100 per month and cover pre-existing diseases from Day 1 without a waiting period. Super Top-Up plans cover claims for cumulative medical expenses within a policy year, while Super Top-Up Individual plans provide a sum insured of up to ₹15 Lacs. These plans include coverage for pre-hospitalization expenses for 30 days, post-hospitalization expenses for 60 days, and no room rent limit for single private rooms. Zero copay means no out-of-pocket expenses for the insured.

Eligibility Criteria

To be eligible for IMT Care's Super Top-Up insurance options, companies must have a group health policy for their employees. The company must either have a minimum of 7 lives enrolled or achieve 25% participation among its employees. Super Top-Up Individual plans are available to employees of companies already enrolled in a group health insurance plan through IMT Care. Importantly, the policy remains active even if an employee leaves the company, until the policy expires.

Market and Reach

IMT Care operates mainly in India and South Asia, with options for remote and partly remote regions. The company serves over 400,000 members and has partnered with more than 45 entities, receiving over 45,000 endorsements. Being part of the Y Combinator W22 batch highlights its strong backing and innovative approach in the healthcare industry.