Elphinstone, Inc. Company Information

Elphinstone, Inc. is a fintech enterprise located in Sindh, Pakistan, operating within the asset management sub-industry. The company, which participated in the Y-Combinator W22 batch, employs a team of 15 professionals. Elphinstone serves clients in Pakistan and South Asia, offering both fully remote and partly remote services. The company is known for its VPS-based corporate retirement plans, which can be implemented almost instantly, catering to both small and large clients. Elphinstone’s fee structure is based on the assets under management, with fees decreasing as the assets increase. The pricing tiers start at 0.4% for assets up to Rs10 Million and go down to 0.15% for assets exceeding Rs1 Billion. Additionally, the company includes employees’ non-retirement investments when calculating pricing tiers, ensuring a competitive and equitable fee distribution.

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