Daxsen Bank

Specialized Banking Services

Daxsen Bank offers a range of specialized services tailored to meet the diverse needs of its clients. These include financial solutions for car purchases, vehicle insurance, business financial management, and home purchases. The bank also provides specialized services for artists, catering to their unique financial requirements. Each service is designed to offer a seamless and efficient banking experience, providing clients with the tools they need to manage their finances effectively.

Digital and Mobile Banking

Daxsen Bank is at the forefront of digital banking innovation. The bank plans to open the first digital bank in Ecuador, emphasizing primarily digital operations to enhance accessibility and reduce costs. Their mobile app offers comprehensive card management and payment features, supporting both physical and virtual cards at no cost. Card replacements are also provided free of charge in cases of theft or loss. This digital approach aims to provide customers with convenient, round-the-clock banking services.

New Bank Model

Daxsen Bank employs a 'New Bank' model focused on reducing both operational and transactional costs. This strategy allows the bank to offer competitive rates and superior services by leveraging advanced technologies and streamlined processes. The model facilitates efficient operations, enabling the bank to pass on savings to its customers and compete effectively in the digital banking space, particularly against established competitors like Nubank.

Payment Solutions

Daxsen Bank provides innovative payment solutions designed to simplify large transactions for its customers. The bank offers a payment button that facilitates significant transactions directly from any bank account, eliminating the need for a physical card. This system ensures ease of use and improved efficiency for account holders, making it an attractive option for both individual and business clients looking to manage their finances with greater flexibility and security.

Security and Fraud Prevention

Security is a critical focus for Daxsen Bank. The bank implements a comprehensive fraud and money laundering prevention system utilizing the SWIFT system for optimized international transactions. Additionally, Daxsen Bank is developing a credit factory that operates 24/7 using state-of-the-art technology. For enhanced security in critical transactions, the bank plans to implement a system of one-time passwords (OTPs), ensuring that client accounts remain protected against unauthorized access.