Beem

Beem's Everdraft™ Feature

Beem's Everdraft™ allows users to withdraw verified bank deposits ranging from $5 to $1000 ahead of time, without the need for credit checks, interest fees, income restrictions, due dates, or tips. This innovative feature provides a level of financial flexibility that is particularly beneficial for individuals who require quick access to funds without the traditional financial barriers. By eliminating these common restrictions, Everdraft™ stands out as a user-friendly solution for managing unforeseen expenses, making it a valuable tool for financial planning and emergency situations.

Beem's Money Transfer Services

Beem enables users to send money instantly to anyone in the United States, covering a wide range of transfer options including cash, cheques, gift cards, and more. This flexibility ensures that users can choose the most convenient method for their recipient, whether it's a quick digital transfer or a physical gift card. The service caters to various needs, from personal gifting to paying bills or assisting friends and family, making it a versatile and practical financial tool.

Beem's Tax Filing Services

For just $9.99, Beem offers a comprehensive tax filing service that supports federal and state tax returns. The platform ensures users can file their taxes accurately and efficiently, with multiple combination options and a maximum refund guarantee. This affordable service simplifies the often complex tax filing process, providing peace of mind and financial savings to users. Additionally, Beem's free tax calculator helps estimate federal and state tax refunds, further aiding in financial planning and preparation.

Beem's Financial Insights and Budget Planning

Beem provides daily financial insights based on users' transactions, offering alerts and recommendations on optimal saving and spending practices. The Better Financial Feed™ (BFF) feature plays a crucial role in budget planning, helping users to manage their finances more effectively. By giving real-time insights and tailored advice, Beem empowers users to make informed financial decisions, enhance their savings, and avoid unnecessary expenditures.

Beem's Comprehensive Financial Management Services

Beem offers a wide range of financial management services under a subscription model starting at $2.47 per month. These services include personal loan offers, credit monitoring, identity theft protection with up to $1 million in insurance coverage, affordable health solutions, high-yield savings accounts, job loss or disability protection, and car insurance rate comparisons. The subscription also includes access to Beem Boost for additional cash on Everdraft™ amounts and Beem Drive for telematics-based insurance offers. With these comprehensive services, Beem aims to provide users with a holistic approach to managing their financial health and security.